John comes from a diverse background of software development, web publishing, and personal finance. He knows firsthand what it’s like to accumulate credit card debt, pay it off completely, and then start using credit to his advantage. His passion for technology and attention to detail have made Ibis Consultants one of the premier credit resources on the Internet, and he is eager to help others tackle debt and use credit as a powerful tool rather than fear it.
Are you feeling buyer’s remorse about a credit card you just got? Maybe you felt pressured into getting a credit card at your favorite store’s checkout line, but now you’ve changed your mind. Unfortunately, even if your card is not activated, the account is probably open. Your credit scores may be better off if you […]
The American Express Centurion Card (or “black” card) was one of the first widely known metal credit cards. The downside is it’s invitation-only and comes with a hefty $2,500 annual fee. Over the past few years, more and more issuers are offering credit cards made of metal, and with much lower annual fees. Some people like […]
The Blue Business Plus Credit Card from American Express provides a simple way for business owners to earn American Express Membership Rewards points without paying an annual fee. Since it’s a credit card (and not a charge card, like many American Express business cards) you’ll also have some flexibility in paying your bill, which could […]
The Amex EveryDay and EveryDay Preferred Credit Cards earn lots of rewards at supermarkets, but is one of them best for you? Read this to decide.
The Amazon Rewards Visa Signature Cards and Amazon.com Store Card are popular, but are they worth getting? How do they compare? Find out here.
The U.S. Bank Altitude Reserve Visa Infinite Card has lots of benefits, but is it worth the $400 annual fee? Read our review to decide for yourself.