Last News:

what does no preset spending limit mean highest credit card apr pnc bank customer service phone chase credit card corporate office chase 200 cash back checking account

BankAmericard® Credit Card

The BankAmericard® Credit Card is a basic low interest credit card provided by Bank of America.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 15 months
  • Regular Balance Transfer APR 13.49%–23.49% Variable
  • Cash Advance APR 26.49% Variable
  • Penalty APR None
  • Late Fee Up to $38
  • Returned Payment Fee Up to $27

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Account Management

  • Account Alerts: Get alerts about account information on your phone.
  • Mobile Banking: Pay your credit card bill online, transfer funds, check available credit and more.
  • Text Banking: Send a text and get important account information.

Security

  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Overdraft Protection: Link a Bank of America account to your card and prevent declined purchases and return checks if you take out too much money from your account.
  • ShopSafe®: Protection when you are shopping online.

Visa Benefits

  • This card comes with Visa benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
Cancel

Create your own review

The Insider

Brendan Harkness
Is Paying an Annual Fee for a Credit Card Worth It?
Brendan Harkness | May 25, 2018

Some credit cards have annual fees in the hundreds of dollars, but should you avoid them? Find out when paying a credit card annual fee is worth the cost.

Read More
Brendan Harkness
Review of the CreditStacks Mastercard
Brendan Harkness | May 18, 2018

The CreditStacks Mastercard is designed for professionals relocating to the U.S., offering a way to build credit even without an SSN or credit history.

Read More
Brendan Harkness
Review of the Capital One® VentureOne® Rewards Credit Card
Brendan Harkness | May 14, 2018

The Capital One VentureOne Rewards Card offers 10X miles on hotel bookings from Hotels.com/venture, with 1.25X miles for every other purchase.

Read More