The Citi® Double Cash Card is an interesting cash back credit card with a unique offer.
It offers 1% cash back on purchases when they are initially made, and then an additional 1% when those purchases are actually paid for. With no annual fee and a 18-month introductory APR of 0%, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR N/A for N/A
- Regular Purchase APR 14.99%–24.99% Variable
- 2% Cash Back for all purchases:
- 1% back is awarded when the purchases are made
- 1% is awarded when those purchases are paid for
- 2% Cash Back for all purchases:
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 18 months
- Regular Balance Transfer APR 14.99%–24.99% Variable
- Cash Advance APR 26.74% Variable
- Penalty APR Up to 29.99% Variable
- Late Fee None for the first late payment; up to $35 after that
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Personal Concierge Service
A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.
Citi® Private Pass®
Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows
Citi Price Rewind
The Price Rewind service will search the net for cheaper prices on items you buy for 60 days, and you can be reimbursed up to $300 per item.
Quick Customer Service
Just say ‘representative’ when you call customer service to be directly connected to a real human.
Citi® Identity Theft Solutions
Provides assistance in case of identity theft. You’ll also receive email alerts if any fraudulent activity is detected.
You are not held responsible for unauthorized transactions on your card.
Purchases are covered against damage and theft for 120 days, up to $1,000 per item.
If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.
Eligible purchases can have their manufacturer’s warranty extended by up to 1 year.
Worldwide Travel Accident Insurance
Coverage is provided up to $250,000, for you and your family.
Worldwide Car Rental Insurance
Your car rentals are covered against theft or damage up to $50,000, as long as the car rental company’s insurance is declined.
Trip Cancellation & Interruption Protection
If your trip is cancelled or disrupted, you can be reimbursed for extra non-refundable expenses, up to $1,500 per year.
The Lost Wallet® Service
If you lose your card and need a replacement or an emergency cash advance, you can usually get one within 24 hours.
Read about experiences others have had with this card and leave your own review here.
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I LOVE THIS CARD! I have been using it for a couple of years now and it is the best card I have ever had. I charge everything and can't wait to see how much I have accumulated in cash back rewards each month.
Thank you Citi!
You'll be hardpressed to find another card that's better for cash back. No annual fee, no restrictions, no limits, etc. I've had it for a year and love it. You need really good credit to get it, but if you do, enjoy the $$$