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Indigo® Platinum Mastercard®

The Indigo Platinum Mastercard is designed for people with fair or bad credit who are looking to rebuild their credit and improve their credit scores.

You can check to see if you prequalify for the Indigo card for free, without hurting your credit score at all. Just click the “Apply Now” button to the left to check your pre-qualification status. If you’re not approved for this card, you may be offered another one instead.

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  • Rewards


  • Signup Bonus None
  • Chip Technology None
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR N/A for N/A
  • Regular Balance Transfer APR N/A
  • Cash Advance APR See Terms
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • Price Protection

    See your Guide to Benefits for details.

  • Extended Warranty Protection

    See your Guide to Benefits for details.


  • Identity Theft Resolution Service

    Provides help recovering if you become a victim of identity theft.

  • Zero Fraud Liability

    You won’t be held liable for unauthorized activity on your credit card (contact customer service immediately).

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:
18 reviews
by C. P.
Absolutely untrustworthy

These idiots sent me a "pre-approved" invitation then returned an online rejection that had SOMEONE ELSE'S NAME and information on it.BAD BUSINESS!


After contacting Indigo 5 times, faxing 14 times with confirmations they still have no record of anything, mailing in disputes; nothing! I am being billed for federal inmate charges which are a scam. I have a police report & concrete proof these charges are not mine. And the card wasn't even cancelled after I called while the fraud charges were being charged. I will have to go to small claims court to have charges removed. And I was told today I am over the limit and I am being charged $37.50 over the limit fee.. My advice RUN as far as you can from this company

by Joanne

Strange thsy tbey wanted me to send paper copies of my license and SS card to them via mail no faxes. My mortgage co never askec for ss card copy. They dont deserve one star. Be careful

by Lisa Payan

I would give this a zero star if I could. I got this card to have and slightly use to build credit. The website has not worked once this whole first month.I refuse to pay over the phone so i called to speak to a complete moron who hung up on me...then i called back and got moron #2.Sounds like they are indian(no offense) but i cant understand them and so asked for supervisor and he was a little better however said i would have to pay over the phone also.. CANCELLING THIS CRAP CARD> Not even worth it to build credit.

by Pat G
Worst Decision Ever

This card is the worst!!! Bad credit doesn't mean bad service! Their customer service it's the Worst and fees are ridiculous. I don't have to take this!!! Ill take my business else where. Please don't waste your time with this one.

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