Last News:

federal tax lien payoff usaa pay bill phone number capital one atm cash withdrawal limit citibank credit cards application status pnc secured credit cards citi credit card commercial chase bank cash advance

USAA Cashback Rewards Plus American Express® Card

The USAA Cashback Rewards Plus American Express® Card is a great card for earning rewards. It offers a generous reward of 5% cash back on gas and military base purchases.

USAA cards are only available to members of the military, active or honorably discharged, as well as certain members of their family. Click here for details on USAA eligibility.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • Earn 5% for every $1 spent on gasoline and military base purchases
    • Earn 2% for every $1 spent on groceries
    • Earn 1% for every $1 spent on all other purchases
  • Signup Bonus None
  • Chip Technology Chip-and-Signature & Chip-and-PIN
  • Foreign Transaction Fee See Terms
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 13.15–27.15% Variable
  • Cash Advance APR 13.15–27.15% Variable
  • Penalty APR See Terms
  • Late Fee See Terms
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Concierge Service

    Call to get personal help with all sorts of tasks, like travel planning, making restaurant reservations, finding hard-to-find items, and finding convenient services nearby, wherever you may happen to be.

Military Benefits

You may or may not qualify for some of these benefits; click here to learn more and see if you qualify.

  • Servicemembers Civil Relief Act (SCRA)

    The SCRA provides help to active-duty service members, and includes benefits like protection for life insurance policies and reduced interest rates on debts incurred before beginning active duty. USAA will provide an interest rate of 4% for pre-existing USAA credit card debt and loans, and a rate of 6% for other debts like credit cards, mortgages, auto loans, and others.

  • Deployment Discount

    Members of the military who are deployed or deploying can have the interest rate on their USAA card reduced to 4% for current balances, new purchases, and cash advances.

  • Permanent Change of Station (PCS)

    Active-duty members with permanent change of station can have the interest rate on their USAA card reduced to 4% for current balances, new purchases, and cash advances.

  • Qualifying Campaign Level

    Members who receive a qualifying campaign medal can receive a rebate for all of the interest incurred during their campaign. The qualifying campaign medals include the Global War on Terrorism Expeditionary Medal, the Iraq Campaign Medal, and the Afghanistan Campaign Medal.

Shopping Protections

  • Price Protection

    If you find an item you bought being advertised for a lower price within 120 days of the purchase, you could be reimbursed for the price difference (up to $250 per claim, up to 4 claims per year).

  • Extended Warranty

    Doubles the manufacturer’s original warranty, up to a maximum of 2 years for most items.

Travel Protections

  • Travel Assistance Services

    Available when traveling 100 miles or more from home, provides help like information on travel requirements, locating documents or lost items, or arranging emergency money transfers.

  • Worldwide Automatic Travel Accident, Baggage Delay and Trip Cancellation/Interruption Insurance

    Provides insurance in case of a tragic accident, funds to reimburse purchases if your bags are delayed, and reimbursement if your trip is interrupted for eligible reasons.

  • Rental Car Insurance

    Provides coverage against damage and theft of rental vehicles, as long as the rental company’s own insurance is declined.

Security Benefits

  • Identity Theft Resolution Services

    If you become a victim of identity theft, this service provides help with contacting the credit bureaus, getting a new credit card, and going through the proper legal proceedings.

  • Identity Fraud Expense Reimbursement

    You won’t be held liable for unauthorized charges as a result of identity fraud.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
Cancel

Create your own review

The Insider

John Ganotis
What Cards are Considered “Major Credit Cards”?
John Ganotis | May 09, 2018

Read More
Brendan Harkness
Review of the United MileagePlus® Explorer Card
Brendan Harkness | May 04, 2018

The United MileagePlus Explorer Card from Chase offers 2X miles for tickets purchased from United, free first checked bags, and more airline perks.

Read More
Brendan Harkness
Chase Freedom Review – Cash Back Reward Credit Card
Brendan Harkness | May 02, 2018

The Chase Freedom is popular for its rotating 5% cash back categories, but is it a good addition to your wallet? Read this review to learn more and decide.

Read More